Finance Services

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Call us at: (416) 623-4269

Your new and used automotive financing experts.

At BMW Toronto, we offer competitive financing rates and terms on our wide selection of new and pre-owned cars, SUVs, and trucks.

Whether you are looking to finance or lease, our finance experts are here to guide you through the process and help you get into your new vehicle. Contact BMW Toronto’s finance team below or if you’re ready to start the financing process, you can fill out our secure finance application online.

We will also purchase your used vehicle! Get a free quote for your vehicle today with our Value Your Trade tool.


Explore our Financial Services:


Phone Number:Parts Hours:
  • Mon - Thu8:00 AM - 7:00 PM
  • Fri8:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed



We have carefully developed our Protection Products to address the most common, costly, and disruptive contingencies that could occur while you enjoy your BMW. Our products have been designed to provide security and value, making it easy for you to protect yourself and your loved ones – including your BMW.


BMW Financial Services Loan Protection is designed to protect you from the impact of unforeseen life events, when you need it most. It is an optional and voluntary plan, protecting your Lease or Loan commitments to BMW should you pass-away, or experience a critical illness, involuntary loss of employment, or disability (terms and conditions, including benefits and exclusions, apply; see the Certificate of Insurance for complete details). Please contact your preferred BMW retailer to discuss. BMW Financial Services Loan Protection is an optional creditor’s insurance product underwritten by Co-operators Life Insurance Company and administered by LGM Financial Services Inc. To contact Co-operators Life Insurance Company call 1-855-587-8595 or visit


BMW Financial Services Excess Wear & Use Protection is the best in the business, bar none. Designed to give you maximum protection and peace of mind, it covers you for additional costs at the end of your lease, so you never have to worry. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details here.


In any driving situation, your tires and rims are most susceptible to damage: Nails, glass, rocks, potholes – you can never be too sure of what lies ahead. For vehicle safety, damaged tires and rims must be immediately replaced or repaired. BMW Financial Services Tire and Rim Protection takes care of tire and rim repair or replacement costs. Work is completed by BMW Certified Technicians with authentic BMW parts. Just bring your vehicle to a BMW Retailer and they’ll begin the repair or replacement. Your Retailer will take care of the entire claims process from beginning to end. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.


Windshield damage? Paint scratches? Small dents? Not a problem. With our Appearance Protection, you’ll be covered for most cosmetic damages. With Front Windshield Protection, Dent Removal, Paint Repair, Head and Taillight Protection, Interior Protection, and Key and Keyless Remote Replacement, BMW Financial Services Appearance Protection will keep your vehicle looking as good as it did the day you drove it home – and preserve its value.


Ensure you are the only one driving away in your BMW, with protection designed to discourage thieves and increase traceability. In the event your vehicle is stolen, BMW Financial Services Anti-Theft Protection coverage may also include a reduced cost of purchase for a replacement BMW. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.


BMW Financial Services Limited Debt Waiver is a comprehensive product designed to protect customers from their financial obligations in the event that their BMW vehicle is deemed a total loss or a partial loss by their primary insurer. See contract terms and conditions for full coverage details.
View the full details of each Protection Product such as eligibility, features, and duration.

As you are approaching the maturity date of your current lease, BMW Financial Services would like to remind you of the important steps involved in our lease maturity process. Whether you want to continue to enjoy The Ultimate Driving Experience® of your current BMW, or dream of exploring the open road in something different, we’re here to help guide you through every turn.

Download Lease Maturity Checklist here.

Process of Returning Your Lease


  2. Between 120-180 days before your lease matures, you can expect a call from your BMW Retailer as a reminder that your lease maturity date is approaching. Take this opportunity to come into your BMW Retailer for a pre-inspection and to let them know if you are looking to keep your current BMW or if you are interested in a new BMW.


  4. Approximately 75 days before your lease expires, you can expect a call from AutoVIN Canada, an independent inspection company, to arrange an appointment for a mandatory vehicle inspection. The inspection can be completed at a time and location which is convenient for you (e.g. your home or office).If you have not been contacted yet, please contact AutoVIN Canada directly to arrange an appointment for a vehicle inspection.

    AutoVIN Canada: 1-800-268-6639


  6. After AutoVIN Canada evaluates the condition of your BMW, a Vehicle Inspection Report will be available online usually within 48 hours of the physical inspection, outlining the condition of your vehicle. Any damage or repairs identified on the report should be completed at an Authorized BMW Retailer or Certified Collision Repair Centre to avoid poor or improper repair charges at lease end. If your vehicle requires any repairs or maintenance please ensure it is completed prior to the lease maturity date, in order to avoid late return fees.

    View what is acceptable standard wear and use..

    Please note that if you have purchased BMW Financial Services Excess Wear & Use Protection with your BMW vehicle, this process has been simplified for you. Upon completion of your vehicle inspection by AutoVIN Canada, please refer to the Excess Wear & Use Protection Guidelines for more information. Should you have any further questions, please contact one of our Lease Maturity Specialists at 1-800-300-0269.

  8. Your BMW vehicle must be returned to an authorized BMW Retailer by the lease maturity date. Please schedule your appointment with your Retailer in advance to review your vehicle’s condition and confirm all necessary maintenance and/or repairs have been made. Please ensure that both sets of keys, owner’s manual, matching BMW approved non-winter tires and BMW rims, BMW approved windshield with a BMW logo displayed on the glass, vehicle accessories (as applicable) and original copy of ownership (Province of Alberta only) are returned with the vehicle, as required. Once confirmed, you and your Retailer will sign a Vehicle Return Confirmation Form to complete the vehicle turn-in process. You may also settle any applicable lease-end charges with your BMW Retailer at this time.

    REMINDER: Please ensure that you take the time to delete all of your personal information from the iDrive system of your BMW (if applicable) prior to vehicle turn-in.

    Learn how to remove your information from your vehicle.

Accessing Your Financial Services:

Accessing your BMW Financial Services account has never been easier. My BMW Account is our secure BMW Financial Services platform which has a variety of self-service features and 24/7 resources to make managing your BMW’s financing easier than ever. You can use My BMW Account to access your BMW Financial Services information, review your financial documents, and much more, anytime, anywhere – all from your mobile device or computer.


  • Make one time payments (e.g. Lease Maturity Invoice)
  • View contract details
  • Request a payoff quote
  • Review and reschedule payments online*
  • Update banking information
  • Securely send and receive your documents and messages
  • Live dashboard to check account status
*Active accounts on bi-weekly or monthly automatic recurring payment schedules may reschedule payment dates up to once per pay period. Subject to scheduling limitations, and customer and account eligibility.


How do I register for My BMW Account?

1. If you already have a BMW Connected Account, the same username and password can be used to log into My BMW Account. You are not required to re-register.

2. If you do not have a BMW Connected Account, you will be required to register by providing your first and last name, email address and password. In both cases, you will be required to provide the following information in order to access your BMW Financial Services Account(s):

  • Date of birth
  • VIN
  • Amount of your last payment


The BMW Financial Services Canada Customer Interaction Centre is here for you.


Monday – Thursday
9:00 am – 8:00 pm ET

9:00 am – 6:00 pm ET


Call BMW Financial Services Canada: 1-800-3000-BMW


You may also send BMW Financial Services Canada a message through the Secure Message Centre on My BMW Account.


For additional details, visit the BMW Canada website.



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